Mary Moloney - KELLER WILLIAMS REALTY / Merrimack Valley



Posted by Mary Moloney on 8/16/2019

This Single-Family in Chelmsford, MA recently sold for $605,000. This Colonial style home was sold by Mary Moloney - KELLER WILLIAMS REALTY / Merrimack Valley.


3 RHUM CIRCLE, Chelmsford, MA 01863

North Chelmsford

Single-Family

$615,000
Price
$605,000
Sale Price

8
Rooms
4
Beds
2/1
Full/Half Baths
WELCOME to this custom built "Hick's" Colonial. Built in 1988, featuring 2380 sq. ft of living area, this home has been meticulously maintained by the original owners. Hardwood floors flow thru most of this home...from the expansive living rm > dining rm leading into the recently updated kitchen w/NEW appliances, granite island, counters & sink, opens to warm & cozy family w/updated brick fireplace. Retreat upstairs to the f>b MSuite featuring NEW HARDWOOD floors, fireplace, skylights, & a loft area w/NEW Berber carpet & NEW oak stairs...perfect for home office, exercise area, or just reading a good book. Completing this picture an enclosed porch overlooking your private waterfall & gardens. Recently added NEW GARAGE DOORS...ECONOMICAL SPLIT CENTRAL AIR...NEWER BOILER & HOT WATER ... ROOF under 10 yrs...5 zone IRRIGATION SYSTEM...let's not forget the 28x16 SHED...CUSTOM BRICK WORK & BRICK WALK WAY & so much more. A quality statement that is a true pleasure to call home!

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Categories: Sold Homes  


Posted by Mary Moloney on 8/15/2019


29 CRESTA DRIVE, Lowell, MA 01854

Pawtucketville

Single-Family

$459,000
Price

7
Rooms
3
Beds
3
Baths
WOW!!! This is the home you have been waiting for. Move-in ready this home has been meticulously maintained by it's original owners! Pretty and stately Raised Ranch has been completely updated and showcases, 1935+ sq.ft. of living area,... 3 bedrooms, including Master bedroom w/MBath...3 Full Baths....Hardwood Floors...Updated Kitchen w/Island, Granite Counters, Recessed Lighting & Newer SS / Black Appliances...2 Fireplaces...Sun Room...Finished LL w/ Full Bath & Bar Area..Central Air...Irrigation System..Surround Sound...Newer Roof (approx. 5 years young)...Furnace (4 years young)...Hot water tank in 2016...2 Car Garage...and SOOO Much More!!! All neatly appointed on a beautifully manicured private lot in sought after Pawtucketville cul-de-sac setting and yet, conveniently within minute to shopping in tax free NH. Homes in this neighborhood are a RARE FIND and sell quickly.....Visit this home today....It doesn't get any better than this!
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Mary Moloney on 8/15/2019

WOW!!! This is the home you have been waiting for. Move-in ready this home has been meticulously maintained by it's original owners! Pretty and stately Raised Ranch has been completely updated and showcases, 1935+ sq.ft. of living area,... 3 bedrooms, including Master bedroom w/MBath...3 Full Baths....Hardwood Floors...Updated Kitchen w/Island, Granite Counters, Recessed Lighting & Newer SS / Black Appliances...2 Fireplaces...Sun Room...Finished LL w/ Full Bath & Bar Area..Central Air...Irrigation System..Surround Sound...Newer Roof (approx. 5 years young)...Furnace (4 years young)...Hot water tank in 2016...2 Car Garage...and SOOO Much More!!! All neatly appointed on a beautifully manicured private lot in sought after Pawtucketville cul-de-sac setting and yet, conveniently within minute to shopping in tax free NH. Homes in this neighborhood are a RARE FIND and sell quickly.....Visit this home today....It doesn't get any better than this!

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Mary Moloney on 8/13/2019

Outside exercise like running a certain distance can be a great way to workout, be physically fit, and even reduce weight. You don't need any gear or pay an excessive fee just to be a member of a gym.

Running is the perfect outdoor exercise. Running not only makes you physically fit but also gives you a chance to have an expanded view of your new city. Running new routes allows you to be more familiar with your new town.The only tricky problem attached to running in a new town is finding safe, secure, less crowded, and enjoyable running paths.

Below are tips that will help you in mapping out a safe 5k run in a new town:

  1. Have a chat with a local: Make friends with the people who have been living in that town for a while. Ask them about the safe routes in the city suitable for a 5k run. The locals already know their town inside out. Make sure you ask them if there's a popular running path that is totally safe and not too crowded.
  2. Use a mobile app: With the technology advancements, you gain access to almost any information needed. There are lots of mobile applications to help you map safe 5k routes. For example, check out All trails, Realbuzz, Strava's global heat map, iSmoothRun, Endomondo, MapMyRun, Runkeeper, Runstatic, or Couch to 5K.
  3. Check online for recommendations: You can research online for a specific trail you want to map out for a safe 5k run. People's reviews and testimonies go a long way in helping you. Try using Yelp to searching for “running trails.” Local runners use the site to post their recommendations.
  4. Find a running friend or a running group: You can run with a friend or a group to be able to check the environment personally to know if it is indeed safe or less crowded. Local athletic shoe stores often know of running trails and groups to join. Check at work, the local library, or Meetup to see if they keep a list.
  5. Do adequate research on the route: If the path you’ve chosen leads through public parks, neighborhoods, or trails, take time to locate any posted rules. Certain courses may have hour restrictions, and some locales may have regulations about running on school property during school hours. Introduce yourself to the school office or stop by the city’s parks and recreation department. You’ll meet new friends while finding the information you need.




Tags: how to   new city   fitness  
Categories: Uncategorized  


Posted by Mary Moloney on 8/6/2019

Saving for a down payment on a house can seem like an insurmountable challenge to first-time homebuyers. You don’t have the benefit of equity built from owning previous homes, and most, if not all, of your income could be tied up in other places like paying rent and bills.

If this sounds like you, don’t worry--you’re not alone. The good news is that there are some other things you might try before giving up on saving for a down payment.

In today’s post, we’re going to discuss a few techniques for saving for a down payment that you might not yet have thought of, and talk about how to can start saving sooner rather than later.

1. Know your options

Many first-time buyers aren’t aware of all of the different mortgage types that may be available to them. VA loans, USDA loans, and more are all available to buyers who don’t have a large down payment saved up.

There’s also the common myth that your down payment needs to be at least 20% percent of the cost of the home. However, this number is more like an ideal figure that will allow you to avoid paying private mortgage insurance (PMI).

Before determining how much you need to save, make sure you understand all of your options.

2. Learn the art of budgeting

Most of us use the term “budget” as a vague word that means the amount of money we can spend.

The true point of a budget, however, is to gain a detailed understanding of where your money goes and to develop a plan.

One good method of budgeting is to do what budget experts call, “giving every dollar a job.” This means that you know where each dollar o your paycheck will go.

There are many tools available for you to use when budgeting. You can use a free app like a spreadsheet from Google Sheets, or a service that connects you your bank account like Mint. Mint will also let you set goals (such as saving for a down payment) so you can track your progress.

3. Asking for a raise

Depending on how long you’ve been at your job and your work performance, it might be time to ask your employer for a raise up front. Many employers are more than happy to reward hard work and dedication, but just don’t hand out money if they aren’t asked.

4. Start that side hustle

There are a lot of ways to earn extra money in a service economy. From waiting tables at night to delivering packages for Amazon, and giving lifts in your car for Uber, there are numerous ways to earn some extra cash in the evenings.

Just remember that you want this project to be something that’s enjoyable or interesting, otherwise it’s easy to burn out from overwork.

5. See if you have employee assistance options

Some employers offer housing assistance programs to their employees as a work benefit. If you haven’t flipped through your HR packet in a while, now might be a good time to make sure you’re taking advantage of your options.